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TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!! (100+ QUESTIONS AND CORRECT ANSWERS) VERIFIED ANSWERS

TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!!  (100+ QUESTIONS AND CORRECT ANSWERS)  VERIFIED ANSWERS

TEXAS ALL LINES ADJUSTER EXAM BRAND NEW!!
(100+ QUESTIONS AND CORRECT ANSWERS)
VERIFIED ANSWERS
Adjuster should make initial contact within (in non catastrophy) - Answers 24 hours
Cannot go in to a client's home past - Answers 6pm
When going to client's home adjusters must keep _______ with them - Answers Dec Page. Policy
______ and _______ denials of coverage must be done in writing - Answers Full and Partial
Within 15 days what 3 things must occur? - Answers Acknowledge receipt of the claim
Commence any investigation of claim
Request all items needed to evaluate the claim
If insurer believes loss resulted from ARSON, they have _____ days after the date insurer receives all
items, statements and forms required - Answers 30
In a natural disaster has occurred how many more days can we wait. making a total of_____ - Answers
15 day
30 days total
Once the 3 things have been fulfilled_____ ______ stops - Answers the clock
When does the clock start again - Answers once policy holder complies with requests and ALL required
items are received
If we need additional time to evaluate or investigate a claim we need to - Answers state specific reason
for request in writing.
How many days can we request if we need additional time to evaluate and investigate claim? - Answers
45 days
plus 15 days if disaster = 60 days
How long do adjuster need to maintain a record of complaints? - Answers 3 years since last date of
examination by commissionor
Insurance companies can choose to not renew homeowner's policy when? - Answers When Insured has
has 3 or more NON WEATHER related claims in 3 YEARS
Insurance companies must notify ___ _____ why policy is being cancelled - Answers In Writing
Types of insurance - Answers All lines
property
Property and Casualty
Surety
Worker's Comp
How to Get license - Answers pass test administered by the Texas Department of Insurance (TDI)
or
Take Approved pre-licencing course

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