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Xcel Solutions Final Exam 2 Latest 2023- 2024 Xcel Solutions Exam 2 Update 2023-2024

Insuring Which health policy clause specifies the amount of benefits to be paid -
ANSWER-Insuring
The investment gains from a universal life policy usually go to - ANSWER-The cash
value
L takes out a life insurance policy and dies 10 years later. During the claim process, the
insurer finds out that the applicant misstated their age. What will the insurer do? -
ANSWER-Adjust the death benefit to a reduced amount
An employee is covered under a company group life plan with a $50,000 death benefit.
What is the Maximum amount a spouse may be insured for under this program -
ANSWER-$25,000
M is insured under a basic hospital/surgical expense policy. A physician performs
surgery on M. What determines the claim M is eligible for - ANSWER-Determined by the
terms of the policy
A(n)__-_-_-_-_-_-_-_ beneficiary may be changed by the policy owner without the
consent of the beneficiary - ANSWER-Revocable
What is the MINIMUM benefit period that must be offered by a long term care policy -
ANSWER-12 months
To terminate an agent's appointment, an insurance company must - ANSWER-Send
termination notice to the Texas Department of Insurance
An agent gives a conditional receipt to a client for an insurance policy after collecting
the initial premium. When will the policy become effective? - ANSWER-When the
conditions of the receipt are met

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Specificaties

Niveau: University
School: Chamberlain College Of Nursing
Opleiding: NURSING
Studiejaar: 2024
Document
Rubriek: Tentamens
Bijgewerkt op: 26-06-2024
Gemaakt op: 14-02-2024
Type: .pdf
Pagina's: 16
Taal: English
Tags
Insuring Which health policy clause specifies the amount of benefits to be paid - ANSWER-Insuring The investment gains from a universal life policy usually go to - ANSWER-The cash value L takes out a life insurance policy and dies 10 years later. During

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